Interest Free Cycle Finance with Moneyway Cycle Finance

What better time to take advantage of our interest free bike finance across our wide range of bikes. We are able to offer finance from £250 to £5000 over 6 to 18 months for the purchase of bikes. Our finance is provided through Moneyway (Secure Trust) who are the approved finance house of the Association of Cycle Traders. We offer interest free finance on all bikes at RRP and in particular the following brands:

Interest Free GT 2011 BMX, Road, Hybrid & Mountain Bikes   click for range

Interest Free WeThePeople 2011 BMX   click for range

Interest Free Mongoose 2011 BMX, Mountain & Hybrid   click for range

Interest Free Stolen 2011 BMX  click for range

Interest Free Ruption 2011 BMX    click for range

Interest Free Eastern 2011 BMX  click for range

Interest Free Blank 2011 BMX  click for range

Interest Free Charge Road, Commuter, Mountain, Cruiser Urban 2011 Bikes  click for range

Interest Free Wisper Electric Bikes (Fully Assembled)  click for range

Interest Free Felt Road, BMX & Track Bikes 2011  click for range

Interest Free Infineum Electric Bikes  click for range

Interest Free Summer 2011 Womens Bikes  click for range

Interest Free Free Go Electric Bikes   click for range

Interest Free Forme Bikes   click for range

Interest Free Amity BMX Bikes   click for range

How does it work?

Firstly choose the bike you would like and check the table below to see the length of interest free we can provide. (During the year we will offer varying amounts of discounts against our bikes however interest free credit is based on the rrp of the bike. There is only one exception which is Claud Butler and thise bikes which are available on interest free and discounted are identified within their listing)

Repayments are based on a minimum deposit of 10% ( you can pay up to 50% deposit if you prefer) and the balance divided by the period of interest free. So for example a £400 bike would require a minimum 10% deposit and the remaining £360 payable over 6 months at £60 a month. 

How to apply

We're making applying for interest free even easier. By Autumn 2011 applying will be an integrated part of our checkout process. In the meantime by completing the short form below you will be able to carry out the whole process securely online. We will email you a link to a specifically created application page on Pay4Later/Moneyway's site. Simply supply the required information and receive an instant decision. When approved there is nothing further for you to do - no sending ID & utility bills, no forms to print etc. We can usually dispatch the bike within 48 hours of approval.

Alternatively if you would prefer to run through an application over the telephone we are more than happy to do so. Once again complete the form below or call us on 01244 552000. If you would prefer us to call out of ours we can do so between the hours of 6 - 8pm.

When we go through your application you will be asked questions realting to your personal details, employment & accommodation. Simply have these details to hand together with a debit/credit card for the deposit/proof of ID and call us on 01244 552000 (or arrange call back) and we will process your application electronically whilst on the phone. Moneyway usually provide us with an instant decision so there's no hanging on.

Once approved we'll dispatch the relevant forms to you for signing. These will need to be returned, together will copy photo ID and recent utility bill, bank statement etc. This process usually takes 7 to 10 days before we are bale to send the bike. If you need a quicker service we would suggest requesting the electronic application as detailed above

Delivery

All our interest free bikes are sent Fully Assembled. When you receive you're bike all you need to do is turn and tighten the bars/pop the pedals on and ride!!

Interest Free Finance Request Form

We (Moneyway) will store and process your information on the Moneyway computers and in any other way. By "your information" we mean personal and financial information we (a) obtain from you or from third parties, such as credit reference agencies (who may search the Electoral Register), fraud prevention agencies or other organisations when you apply for an account or any other product or service or which you or they give to us at any other time or (b) learn from the way you use and manage your account(s), from the transactions you make such as the date, amount, currency and the name and type of supplier (eg supermarket services, medical services, retail services) and from the payments which are made to your account. We and other companies in Moneyway will use your information to manage your account(s), give you statements and provide our services, for assessment and analysis (including credit and/or behaviour scoring, market and product analysis), and to develop and improve our services to you and other customers and protect our interests.

We and other members of Moneyway may send you information about alternative products (including those of other companies) which may be of interest to you. We may pass your details to other selected businesses for them to send you information about their products and services. We will use your information in this way whether your application is successful or not. This information may be presented to you by mail, e-mail or telephone (including sending text messages). Please write to us at Moneyway, One Arleston Way, Solihull B90 4LH, if you do not wish to be told about these products and services. This right may be exercised at any time. You can ask us for a copy of the information we keep about you. A fee will be charged for this service. You agree that calls between us may be recorded and/or monitored.

In considering whether to enter into this agreement we will search your record at credit reference agencies. They will add, to their record about you, details of our search and your application and this will be seen by other organisations that make searches. This and other information about you and those with whom you are linked financially may be used to make credit decisions about you and those with whom you are financially linked.

We may use a credit scoring or other automated decision making system.

We will also add to your record with the credit reference agencies details of your agreement with us, any payments you make under it and any default or failure to keep to its terms. These records will be shared with other organisations and may be used and searched by us and them to:

• consider applications for credit and credit related services, such as insurance, for you and any associated person;
• trace debtors, recover debts, prevent or detect money laundering and fraud, and to manage your account(s).

It is important that you provide us with accurate information. We may check your details with fraud prevention agencies and if you provide false or inaccurate information or we suspect fraud, this information may be recorded.

Fraud prevention agency records will be shared with other organisations to help make decisions on credit, motor, household, life and other insurance proposals or claims for you and members of your household.

• If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies.
• Law enforcement agencies may access and use this information.
• We and other organisations may also access and use this information to prevent fraud and money laundering, for example when:
  • Checking details on applications for credit and credit related or other facilities.
  • Managing credit and credit related accounts or facilities.
  • Recovering debt.
  • Checking details on proposals and claims for all types of insurance.
  • Checking details of job applicants and employees.
• Please contact us by email at : Lending@moneyway.co.uk or in writing to Moneyway, One Arleston Way, Solihull B90 4LH if you want to receive details of the relevant fraud prevention agencies.
• We and other organisations from other countries may access and use the information recorded by fraud prevention agencies.

We will use personal information about you which we acquire in connection with any application you make to us, or any agreement you enter into with us, to manage your agreement and for statistical or market research purposes. If we transfer, charge or assign your agreement to a third party or if we employ a third party to manage any aspect of your account, we will pass relevant information about you to them.

Please write to us at the address stated above if you want to have details of the credit reference agencies or any other agencies from whom we obtain, and to whom we pass, information about you including fraud prevention agencies. You have a legal right to these details. You have a right to receive a copy of the information we hold about you