Interest Free 0% & Finance for Bikes & Accessories
All About The Bike offers both Classic Cycle Finance (15.9%) and Interest Free Bike Finance across the range of bikes & accessories.
Interest free (0%) bicycle finance is available on all bikes & accessories listed at their recommended retail price and over a period of up to 18 months.
- Bikes/Accessories over £280 and under £500 - 6 months interest free
- Bikes/Accessories over & including £500 and under £1000 - 12 months interest free
- Bikes/Accessories over & including £1000 and under £3000 - 18 months interest free
- Bikes/Accessories over & including £3000 - 24 months interest free
How does it work?
Firstly choose the bike you would like and check the above to see which type of credit you require and over how long. During the year we will offer varying amounts of discounts against our bikes however interest free credit is based on the rrp of the bike.
Payment Example for Interest Free
Repayments are based on a minimum deposit of 10% ( you can pay up to 50% deposit if you prefer) and the balance divided by the period chosen. So for example a £400 bike would require a minimum 10% deposit and the remaining £360 payable over 6 months at £60 a month.
Payment Example for Classic Finance
Repayments are based on a minimum deposit of 10% (you can pay up to 50%) and the balance together with interest is paid over the chosen period. For example a bike costing £500 would require a minimum 10% deposit equalling £50 and the remaining £450 with interest to pay over 36 months @ £15.57 per month. The total amount payable would be £610.52
How to Apply for either Classic or Interest Free Bike Finance
Once you have decided which finance option and bike/accessories you require please fill in the very short form below. When we receive the form we will check to ensure that bike/size is available and then email you through a link to connect to V12's secure server to complete your secure online application. The applcation itself normally takes about 5-10 minutes. V12 will use this information to make a decision which will also involve V12 carry out a credit search.
Please note to apply for finance you will need to be:
- at least 18 years of age
- a permanent UK resident
- in regular employment (minimum of 16 hours per week) including self employment, or in permanent residence with your spouse/partner who is in regular employment
- in receipt of pension if you are retired
- if registered disabled confirmation of sufficient income will be required.
If your application is approved V12 will notify ourselves and we will the arrange for your bike/accessories to be shipped to you. The whole finamce process only takes approx 24 hours to complete
If your application is declined V12 will notfiy you and ourselves and you will have the option of paying through our normal payment methods i.e. Debit/Credit Card/Paypal
Can I choose a different delivery address?
Unfortunately not - the goods have to be shipped to the address used in the credit application.
If you would like more details on the services V12 provide please click this link: www.v12retailfinance.com
All About The Bike reserve the right to exclude products of our choosing from certain finance packages
0% Interest Free & Cycle Finance Bike Brands
Bottecchia Road Bikes & Frames
Felt Road, Track, Mountain, Hybrid, BMX, Electric & Tri Bikes & Frames
Moda Road, Track, Mountain & Tri Bikes
Focus Road, Mountain, Hybrid, Electric, Cyclo Cross, Tri Bikes
GT Mountain, Road, Hybrid & BMX Bikes
Mongoose Mountain, Hybrid & BMX Bikes
Freego Gents, Ladies & Folding Electric Bikes
Claud Butler Road, Touring, Hybrid, Folding & Mountain Bikes
Dawes Road, Touring, Hybrid, Traditional, Mountain & Folding Bikes
Schwinn Cruiser Bikes
Wisper Electric Bikes
This is not an exclusive list and Classic Credit is available on all purchases over £280 or Interest Free on any Bike at its listed rrp