Interest Free 0% & Finance for Bikes & Accessories

cycle finance 0% - All About The Bike - V12

All About The Bike offers both Classic Cycle Finance (15.9%) and Interest Free Bike Finance across the range of bikes & accessories.

Interest free (0%) bicycle finance is available on all bikes & accessories listed at their recommended retail price and over a period of up to 18 months.
Classic Finance (15.9%) is a great way to take advantage of our sale prices and spread the cost. Classic Finance is available over 12, 24 or 36 months on all orders over £280 with just a 10% deposit.

How does it work?

Firstly choose the bike you would like and check the above to see which type of credit you require and over how long. During the year we will offer varying amounts of discounts against our bikes however interest free credit is based on the rrp of the bike.

Payment Example for Interest Free

Repayments are based on a minimum deposit of 10% ( you can pay up to 50% deposit if you prefer) and the balance divided by the period chosen. So for example a £400 bike would require a minimum 10% deposit and the remaining £360 payable over 6 months at £60 a month.

Payment Example for Classic Finance

Repayments are based on a minimum deposit of 10% (you can pay up to 50%) and the balance together with interest is paid over the chosen period. For example a bike costing £500 would require a minimum 10% deposit equalling £50 and the remaining  £450 with interest to pay over 36 months @ £15.57 per month. The total amount payable would be £610.52

How to Apply for either Classic or Interest Free Bike Finance

Once you have decided which finance option  and bike/accessories you require please fill in the very short form below. When we receive the form we will check to ensure that bike/size is available and then email you through a link to connect to V12's secure server  to complete your secure online application. The applcation itself normally takes about 5-10 minutes. V12 will use this information to make a decision which will also involve V12 carry out a credit search.

Please note to apply for finance you will need to be:
What happens once I have completed the V12 application?

If your application is approved V12 will notify ourselves and we will the arrange for your bike/accessories to be shipped to you. The whole finamce process only takes approx 24 hours to complete

If your application is declined V12 will notfiy you and ourselves and you will have the option of paying through our normal payment methods i.e. Debit/Credit Card/Paypal

Can I choose a different delivery address?

Unfortunately not - the goods have to be shipped to the address used in the credit application.

If you would like more details on the services V12 provide please click this link:

All About The Bike reserve the right to exclude products of our choosing from certain finance packages

Finance Application Request


Telephone Number:

Email Address:

Make of Bike/Assessories (List if more than one)

Model of Bike/Assessories:



Value of Purchase (rrp for 0%):


Type of Finance Required:

Please enter the 2 words into CAPTCHA and click submit

0% Interest Free & Cycle Finance Bike Brands

   Bottecchia Road Bikes & Frames

   Felt Road, Track, Mountain, Hybrid, BMX, Electric & Tri Bikes & Frames

   Moda Road, Track, Mountain & Tri Bikes

   Focus Road, Mountain, Hybrid, Electric, Cyclo Cross, Tri Bikes

       GT Mountain, Road, Hybrid & BMX Bikes

   Mongoose Mountain, Hybrid & BMX Bikes

       Freego Gents, Ladies & Folding Electric Bikes

   Claud Butler Road, Touring, Hybrid, Folding & Mountain Bikes

               Dawes Road, Touring, Hybrid, Traditional, Mountain & Folding Bikes

    Schwinn Cruiser Bikes

    Wisper Electric Bikes

This is not an exclusive list and Classic Credit is available on all purchases over £280 or Interest Free on any Bike at its listed rrp